Ron Hart

We've been working in the what I call the Babylonian system or the regular financial system, and we're making a transfer over to a spiritual system that works on completely different rules, contradictory to the other one. Babylonian system is what's in it for me. And the kingdom platform is how do I serve other Christians to create provision for their visions?

Steve K.

Hey everybody. It's Steve K with Cast Your Nets and welcome to another episode of Wealth Transfer TV. Please click the like and the subscribe so you can get the juiciest interviews and educational pieces that we have for you. Today, you're going to love this. We've got Ron Hart. I asked him before the interview, before this, I said, How would you like to be introduced? He paused for a sec. He said, You know, I'm a Kingdom ambassador for Kingdom Projects. He's been an entrepreneur, married for 52 years, has two wonderful children, just carries enormous wisdom. He describes himself as the guy who's in the background behind the scenes. And chances are, if I named a couple of names, you'd recognize them, he has worked with them. It's a privilege and honor that he is now working with Cast Your Nets, and he's going to be at the live event November third and fourth. Ron Hart, welcome.

Ron Hart

Thank you, Steve. It's a pleasure to be here. And as we were talking before the interview is what would I like to share? And I mentioned that we've been working in the what I call the Babylonian system or the regular financial system. And we're making a transfer over to a spiritual system that works on completely different rules contradictory to the other ones. So as I've worked through this, like you mentioned, I've worked with Oz Hillman and Craig Hill for 20 years, off and on with them. What I bring to the table is, here's one of my taglines, a wise man learns from his old mistakes. A genius learns from other people's mistakes. I just say, hang out with me and you'll be a genius because I've made a lot of mistakes.

Steve K.

I qualify. I qualify as well. I may have made more than you in this short period of time. You're an entrepreneur.

Ron Hart

Yeah.

Steve K.

While in your endeavors as an entrepreneur, have you always been a believer?

Ron Hart

I've been a believer since I was six years old.

Steve K.

Okay. I'm assuming you didn't have a business prior to being six. So your entire life as an entrepreneur, you've known Jesus. Can I ask you something? Because you started by saying you want to make a distinction between the Babylonian system and the Spirit, relying on the Spirit, that system. There's two different systems. They contradict one another. As an entrepreneur, have you always followed the spiritual system or did you somehow follow the Babylonian system like I have? Before?

Ron Hart

I was a Babylonian most of my life until probably five years ago when I started light turning on. I grew up in a family that was very low on income. My dad was an entrepreneur. He worked three jobs just to pay the bills. But I learned that you just got to work hard, put your nose down. It doesn't matter if you're having fun, you just got to do it to survive. So I was always, quote, chasing money. And I tried many, many entrepreneurial things and made it in some and blew it in others. And then I took, we've talked about here before, Jim Baker's Wealth with God. My financial background is I started in the '90s. I did Business By The Book by Larry Burkett. That was my first thing. I was in a partnership. My partner was a Christian too, and he says, Don't bring your religion into this business. I go, Whoa. I go, Well, we're on different pages. Like most partnerships, they didn't last five years. My next decade, I worked with Crown Financial, which was all on stewardship. My wife and I took that. You had a memory verse and you had to do that memory verse or you couldn't speak in the class.

Ron Hart

So I was very disciplined. The only way my wife memorized the things that they had songs that you could sing the verses to. So that's how she did it. So then the next decade, I was a coordinator for Dave Ramsey. Dave Ramsey is great on motivation to get out of debt. But there was always, to me, a hole on how do you create wealth. He says, oh put it in mutual funds. And I go, I can't buy that. I can't buy that. So I did that for quite a while then working with Craig Hill in his book Five Wealth Secrets that 96% of Us Don't Know. And he got into investing. You had to have investments and there has to be a plan to multiply. So I went along that route. And then I plugged into you guys in Cast Your Nets when we were, quote, a business. And we tried a couple of intramural ventures that didn't work out real well. And then you changed to 508, 1CA, non-profit, and turned your business into a ministry. And that's when I clicked. And I even followed your lead. I set up my own 508 nonprofit myself and see the benefits as a decentralized church where 501 is a centralized church because the government's got its fingers in it. Irs has got a 508 is a decentralized church where you're not married to the government. So that's been my financial journey. And I'm 77 years old and I go, I've just begun.

Steve K.

Well, I love it. I love it. That's exactly how I want to be. When I'm 77, I've just begun a new adventure with God. You said a lot that I want to ask some questions on.

Steve K.

One, we interviewed Craig Hill as well. Phenomenal. And that book, Five Keys to... What is it? Five Keys to... I forget what it is.

Ron Hart

Five Secrets To Creating Wealth That 96% Don't Know.

Steve K.

He rocked my world. And he really was talking about that Christians know how to save, but they don't know how to multiply. And we are supposed to multiply. Can you tell us what is the difference between saving and multiplying? I'm gonna keep asking questions regarding that.

Ron Hart

Well, saving is just taking what you have and putting it on the shelf. It doesn't grow. Multiplying is putting it, sowing a seed into a project that will multiply what you sowed into that, and you'll get a return and then you can take that and sow it somewhere else.

Steve K.

It's all about whether it's saving or multiplying, it's about stewarding what you have. Would you say that?

Ron Hart

Yeah, exactly.

Steve K.

But there is an emphasis on multiplying what you have. If you look at the story of the talents in the Bible, that owner, the landowner was very angry with the steward. We didn't do anything with it. If we're talking about saving money, people are actually losing money in their bank.

Ron Hart

Exactly.

Steve K.

We're not even saving. We're losing money. The next question was, people would say, at least in Cast Your Nets, they'd say, Well, I would love to multiply. I just don't know how. What do you say to people regarding that?

Ron Hart

Well, we're both here from Cast Your Nets. That's our answer so that we will teach. And it's really funny because we've been in some really aggressive crypto programs and they made a lot and they lost a lot. Where what Cast Your Nets is, is we're going to teach them methodically step by step. No big risk, safety in doing it, but show them how to multiply. And then we'll teach them how to, if you want to risk a little bit, we'll show you a few things that you can do there.

Steve K.

That's exactly it. And Cast Your Nets really made the transition as a result of having these really bad experiences with these programs that are offering ridiculous returns. They're impossible to keep up. The truth is, you can get phenomenal returns, really astronomical. But at the rate they were going, it wasn't possible with all this networking, network marketing, and it was just nonsense. And so many people in our community had lost money. I just said, we got to change this. We've got to come up with something that's solid. It's going to work. And I'm happy we've done that. Now getting back to our beginning with what is the difference between a Babylonian system and Kingdom wealth building with God? Is there two differences you could share with me? Three. This is a Babylonian way. When I hear Dave Ramsey saying build wealth through mutual funds, I think, well, that is Babylonian. That is Babylonian. I'm not against Dave Ramsey, but when I hear them, I'm like, Well, that's Babylonian. That's nonsense.

Ron Hart

I think I'd bring it down into Babylonian system is what's in it for me? And the kingdom platform is how do I serve other Christians to create provision for their visions?

Steve K.

That's amazing because that's what Craig Hill was saying, is that people who create wealth who are outside the Babylonian system don't focus on making money. They focus on the vision. They focus on the call. In that focus, the provision is provided an abundance of it. In your entrepreneurial experience, was there an aha moment that you said, Hey, I've been doing this wrong the whole time? And what was that?

Ron Hart

Yeah. Well, we had over a 3,000-square-foot house, been living in it. I refinanced it five times. I was a blue-collar guy living in a white-collar neighborhood. And God says, You need to get out of here. So we sold it and God's-. I've done real estate on the side too, and I've lost a lot doing real estate. But in my own house, that was the best investment I ever had. So I liquidated it. I got out of debt. I now live in a senior mobile home park in a thousand square foot. And I am so peaceful. I have no debt. No debt at all. And it was like even Craig says, the first thing you have to do is make a decision to change. And that's what rocked my boat is when I go, I can't do this anymore.

Steve K.

And what was driving that? What was the... There was a lens maybe or a way of living that had you do that. Where did you learn that?

Ron Hart

From my dad. You just work your butt off and you make it and you want to provide for your family. It's really funny because my kids have grown up. My daughter had left. My son was, I think, 23, 24. I just said, Hey, you got to find a place to live. We're leaving. So as a mom and a dad, you always want to provide for your kids, but you don't want to be an enabler. I've always taught my kids from day one, my job is to teach you how to survive in the world. And I think we've done a really good job. And like I said, my daughter is what I call an otter. If it ain't fun, she ain't going to do it. My son, he's just the opposite. He's detailed, he's perfectionistic, and he'll do it and he'll work 20 hours a day and do what it takes. But as a mom and a dad, we are so blessed to have two kids that love the Lord and they're great citizens and they're really involved in their communities.

Steve K.

Other differences between the Babylonian system and creating wealth with God?

Ron Hart

Babylonian system is based in fear, fear of loss. I got to do this or I won't get it or I need to get something bigger. I'll feel that I've accomplished it in the wealth with God. You're asking God, What do you want me to do with my finances? Where do you want me to put it? We have a lady that's in our home group and she does ministry in Africa. She goes over two or three times a year. She used to do it full-time. They have one of their workers that she says, urgent prayer request. She's got blood bubble in her stomach and we're in Africa and they won't operate unless they have $7,000 on the table. So she sent out that as a prayer request and a request for money. I was able to give some money because in the system is, I think I've heard to say is, I want to be in the position where I can do what God tells me to do when he tells me to do it, and I don't have to check my checkbook to do it. That's operating in the kingdom.

Steve K.

That's what Craig Hill defines as prosperity. That's prosperity. It's being able to do what God has called you to do without having to find money, without having to beg for money, and being able to do that and bless others so that they can do their work. That's awesome. So fear of loss, right? Right, fear is not of God. Now as an entrepreneur, I guess your focus is different. It's more of what God do you want me to do? How do you want me to do it? Where do you want me to go? That's the only way I see ending up with us. There's no other way. There's no other way.

Ron Hart

It's funny. My wife, she was a registered nurse, but she's had MS for over 40 years, and she's struggling in this season right now. And she fell two or three weeks ago on her tailbone and cracked her tailbone. It's just tremendous pain. She can hardly move around. But she's always, Well, what are you doing now? What are you doing now? She's lived with me for 50 something years. What are you doing now? And she says, Why are you doing that? We don't need any money. And I go, You're right, we don't. That's why I'm doing it, so I can put it into the kingdom and leave that legacy of that.

Steve K.

There's a second time you're touching on it, but how important is it to get rid of your debt? Tell me what it was like before when you were living in that white-collar neighborhood, leveraged to the max, way above your means to now living below your means. Give me a before and after.

Ron Hart

Well, it's really funny because like I said, we had this gigantic four-bedroom, three-bath house, and I started sectioning off the lower floor and renting it out and little studio apartments. It got to a point where my wife says, If you take one more room, I'm out of here. I said, If we don't rent one more room, we're both out of here because we can't afford it. I worked through that and again, made that decision. This is not worth it. Every night I went to bed like, How am I going to do this? How am I going to do this? I had a loan broker, and after the fifth refinance, she says, I'm not going to do this anymore. This is crazy. She told me that.

Steve K.

Okay, so one of the key things that the difference is, and I could testify to that, I don't have any debt either. My wife and I are very diligent about that. But this peace, being able to sleep at night, not worrying, I'm okay. How am I going to pay the bills? What am I going to do? How am I going to get this done? So that must be a great weight that comes off.

Ron Hart

Well, big time in my background is if you talk to me, I was always talking about how much things cost. I went, Yeah, that cost. I'm starting to say, Oh, I don't worry about it. If I need it, I can do it. And that's a great peace for me because I was always underneath that tension is, How much does it cost? I can't afford that.

Steve K.

Wow. And how has coming out of just making this change, one, was it difficult to make that change? And was there a catalyst that had you say, I'm out of here. I'm done. I've had it. Was there a moment?

Ron Hart

Well, yeah. When I said, God said, Get out of this house.

Steve K.

Okay. If I told my wife, Get out of this house, she's going to be, Oh, hold on a minute. I don't know about this.

Ron Hart

My wife was going to… She wanted to raise her grandkids there. It was a beautiful house. Then moving to a quote, let's say, We're moving to a trailer park, honey.

Steve K.

How did you sell that deal? How did that go?

Ron Hart

It was not a good sell, but after the first year, she says, I'm so glad we do it. The stress is gone. It's a hard decision, but once you make it, you can see the benefits of it.

Steve K.

How has this then affected you coming out of that? How has it affected relationships around? Let's start with your wife and your children and maybe colleagues or maybe your church community. How has it affected that?

Ron Hart

It just opened it up tremendously. One of the things I said I would never do would be an elder in a church, and now I am one. But to me, it's a beautiful situation. We're a network of home churches. We meet in homes. We're very family-oriented. Then once a month, all of the home churches meet together on a Saturday night for a celebration, so all of us get to network. Even in that case, once I got on the board, I go, I was a yes man, whatever the pastor said yes to. Then I had an aha moment. I said, I have to humbly ask for forgiveness for being a yes man. I'm going to change. I'm going to start speaking what I feel God's telling me to bring into the situation. I don't like being on committees and talking about things for six months. I like to do things. So it's been frustrating for me, but God's been saying, He teaches me in the waiting is when things happen.

Steve K.

So you've become more bold, more honest.

Ron Hart

Yes.

Steve K.

Has it changed your giving?

Ron Hart

Oh, big time.

Steve K.

Are you giving more or less now?

Ron Hart

I'm giving more. I've always given... Craig Hill, there's a tithe, that's just step one. But then there's gifts and offerings. And he says, When you look at the Old Testament, people were given almost 50 % of their income. And it's done out of a heart, not out of obligation.

Steve K.

Prior to the meeting, I said, If I paid you $20,000 for an hour of your time, what is the thing you would tell me?.

Ron Hart

I'll kinda restate it. It's get out of religion and get into a personal relationship with the Holy Spirit.

Steve K.

What's the difference?

Ron Hart

One is you're striving and trying to do something you think you should do versus being in a love relationship and you're doing things because you love each other and you're talking to each other and saying, What should I do now? Should I do this? Left, right. I've even been in some big decisions in my life. I have a very controlling personality. I want everything in line. I want to do it. I've taken up casting lots. Flip a coin. Big decision. If I don't like it, how about two out of three? How about three out of five? He's pretty clear on what he wants me to do because that takes me completely out of it. And that's another key, is complete submission to the Lord.

Steve K.

That's scary for some people.

Ron Hart

Very scary.

Steve K.

How do you encourage someone to do that? If their example has been controlling leadership or whatever, or controlling a father figure or mother figure, why should they trust and submit? That's like a four-letter word.

Ron Hart

You don't do it out of your own willpower. You have to be in your, back to what we talked about, your spiritual identity. Who am I? I'm a child of the Most High God. You go through the whole scriptures and what are all of His promises? I always like to say, all of His promises always have a real small word in it. I-f. If you do this, then this promise will happen. But us as Americans, we just want to take the promise of it. How come it's not happening, God? Well, we're we're required to make some choices ourselves.

Steve K.

I love it. Some key takeaways that I've got from this is one, don't chase money, chase God. Being in relationship with God, don't focus on making money, focus on your vision, your call. Two, get out of debt. The joy, the shalom that you were describing, how do you put a price tag on that? For me, I can't. It's the greatest feeling in the world knowing I have no debt. I love it. And don't get caught up trying to impress people. Also, we're talking about differences between Babylonian and God's Way. Babylonian is all about what's in it for me? What do I get out of it? Which is the Kingdom Ways with how Jesus talks is being footwasher, servant first. How can I help? And that's it, within your call, within your vision that God's given you. Other things that I found is that we need to multiply. Saving is not enough, we got to multiply. And then getting free of debt allows you to give more and sow more seed. There's great joy in that. I also found out that getting out of debt improves your relationship. It gives you a spirit of boldness and confidence because you're not worried and you sleep a lot better.

Steve K.

How about that?

Ron Hart

Love it. I want to throw one in here real quick with Craig Hill.

Steve K.

Yes.

Ron Hart

He got out of debt and then he set up a family foundation where he put multiplication money in there. That's how his kids buy houses and then they pay back into that foundation for the grandkids. They have a perpetual fund to buy houses for the family.

Steve K.

They're being their own bank, essentially. Exactly, yeah. That's what my neighbor does. My neighbor has the same thing. He made his own bank for his family. He was literally just telling me this today, how he made his own bank for his family and how his kids put in, they take loans out. It's amazing. Very, very wealthy. Final thoughts, final advice for investors, entrepreneurs, people looking to multiply their money. Just your final thoughts.

Ron Hart

For me, it has to multiply. You need to be in Cast Your Nets because we're kingdom minded. That's the bottom line. Even with, it's really funny. Jim Baker, who I love. And he says there's only three ways of making money. And it's own your business, real estate or paper assets. And he's really anti paper assets. So whatever he's promoting to me is still I have to work it. So it's passive income that is my focus. How does my money work for me while I'm doing God's work in my community?

Steve K.

Yeah, that's exactly what we focus on at Cast Your Nets. It's passive income, having your money work for you. Stop getting paid hours for dollars and have those dollars start working for you. So while you're sleeping, you're making money. And God did promise us that he'd give us the power to create wealth.

Ron Hart

Amen.

Steve K.

And it's all about getting a relationship with him and seeing what he has in store for us. What do you say to someone who says, I'm just afraid to make... I know I got to make a change. I know I'm in this hamster wheel. What encouragement do you give him? How do you get out?

Ron Hart

One, make that decision. As you gave that analogy, we've done a lot of missionary work in Mexico. And this one Mexican that houses us and everything, he says, I tried that rat race and I got on that wheel and I found out even if I won, I was still a rat. So it's just get off that… It's a matter of choices. And are you all into Jesus is the bottom line. Are you all into… We talked about destiny. I was made not to pay the bills. I was made to impact my culture for the kingdom. My job is to bring the kingdom of heaven to earth. I'm an ambassador, which means I have all of the ammunition that who sent me. So be bold, step out, and do it just like everything. Have a mentor, have a friend that you can always call on when it gets tough. It really does.

Steve K.

Yeah. Nowadays with the internet and you can connect with anybody all over the world, it's pretty easy. Ron Hart, thank you for taking the time, for answering some questions and giving us insight on how to have peace, how to do it God's way, how to multiply. I just so greatly appreciate you. If you want to come to our live event, Ron will be speaking there. He's not a speaker, though, but he'll be there speaking at the stage. But he's not a speaker. He'll be there. You want to get around people like Ron. I always... People like Ron, Philip Trujillo, Craig Hill, I can't get enough of them. I love hanging around them. I feel like wisdom is just falling, dripping off of them, and I want to catch as much of it as possible. I really appreciate you trusting us and just revealing a lot about yourself and being honest. And thank you for everything you do as an ambassador and just everything you do in our community. It's just amazing. God bless you. Thank you.

Ron Hart

Thank you, Steve. Looking forward to seeing everybody and giving hugs.

Steve K.

Amen. See you later.